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I have never declared bankruptcy or my bankruptcy has been discharged or dismissed.
In the past 6 months, I have not had any credit delinquencies that are 60 days or more past due.
I have one or more good accounts paid as agreed that have been reported to the Credit Bureau for the last 6 months. (Example: mortgage loan payment, installment loan payment, or department store payment).
I am a US resident and am at least 18 years old.
My income is at least $10,000 annually.
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